A federal tax lien attaches to all your current and future property the moment the IRS assesses a balance and you fail to pay. Our team pursues discharge, subordination, and withdrawal to protect your credit, property, and business — all handled remotely by phone.
A federal tax lien is a legal claim the IRS files against all property you own, including real estate, financial accounts, vehicles, and business assets. The lien arises automatically when you owe a tax debt and fail to pay after demand. The IRS files a public Notice of Federal Tax Lien (NFTL) with your county recorder, which damages your credit and notifies other creditors. The IRS federal tax lien overview describes the process and your rights.
There are four main strategies. Discharge removes the lien from a specific piece of property, allowing a sale to proceed. Subordination allows another creditor to take priority over the IRS lien, facilitating refinancing or new borrowing. Withdrawal removes the NFTL from public record, protecting your credit while a payment plan is in force. Full release occurs when the debt is paid in full or settles through an OIC. The IRS lien discharge and withdrawal program details eligibility rules.
Lien withdrawal under the IRS Fresh Start initiative removes the NFTL from public record and can improve credit scores significantly. Withdrawal is available for taxpayers in certain direct-debit installment agreements and other qualifying circumstances.
Selling a home or business with an active federal tax lien is complicated but possible. The IRS must either be paid from proceeds or agree to discharge the lien from the property. We negotiate lien discharges for real estate transactions throughout New Mexico, including cases where equity is insufficient to fully satisfy the IRS debt. All coordination with the IRS is handled by our team on your behalf.
Ready to resolve this? As the tax attorney team Albuquerque and New Mexico trust, we offer a free consultation with a resolution specialist — available by phone Monday through Friday. Request a callback or call (505) 420-3320.
Our team resolves the full range of IRS enforcement actions: from wage garnishments and bank levies to federal tax liens, Offers in Compromise, and audit representation. Business owners dealing with payroll tax issues or a Trust Fund Recovery Penalty notice will find dedicated support as well.
We serve all communities in the greater metro: Rio Rancho, Santa Fe, Los Lunas, Bernalillo, Corrales, Belen, Edgewood, and Española, in addition to clients statewide for federal matters.
15 minutes with our resolution team. A concrete plan, yours to keep. No obligation, no pressure.
